Terms and Conditions

1. Acceptance
   By using Go Siwar, you agree to our terms and policies.
2. Use of Courses
   All courses and materials are for personal learning only. Do not copy or share without permission.
3. Account Responsibility
   Keep your account details safe. You are responsible for all activity under your account.
4. Payments & Refunds
   Course fees must be paid as stated. Refunds follow our Refund Policy.
5. Intellectual Property
   All content belongs to Go Siwar and is protected by copyright.
6. User Conduct
   Use our platform responsibly. No illegal or disruptive actions are allowed.
7. Changes
   We may update these terms anytime. Major updates will be notified.